First of all, it can happen to you!
This is apparently a very simply executed and poorly patrolled area of fraud.
Economically, there is a direct impact on Social Security Benefits and interest rates which ultimately lead to higher cost of living. In addition, availability of loans will be greatly hindered which will hurt the "regular" guy while the "bad guys" simply get another Social Security number!
An honest mistake on a credit report may take as long as 10 years to correct. How would you like to go apply for a loan, thinking you had "good" credit only to find that it had been destroyed by characters such as this? And then spend the next 10 years trying to correct it?
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