Shopping Savvy

  One of the necessary evils is grocery shopping. It has to be done, so I have made it a hobby to get all the items I need and pay as little as I can. I think I do pretty well at it and would like to share some of my tips with you. I live in a small community and have found that it is worth the time and trouble for me to go to the city to shop. We have a couple of small "mom and pop" stores around, but the prices are nearly double many of the times and they don't use coupons. When I do my grocery shopping, I have to make a day of it. I visit the mall, Walmart, a couple of thrift shops, and treat myself to lunch. Before I head out the door, I make sure I have a shopping list. Just by making a list of what is needed for the next couple of weeks, I save a good 30 percent or more. I plan menus and take stock of what I have in the house, then write up the list. I also go through my coupons and make check marks next to the items that I have coupons for. It is also good to have some store flyers so you can know what sales are going on, who doubles coupons that day, etc. I generally pick one store to shop at. It is too much trouble going from store to store just to pick up sale items. The store I prefer doubles coupons up to $.50 everyday. They have 5 coupons in their flyer that you can use to triple 5 of your coupons. They also have a Preferred Members Card, which can be used to lower your bill some more, as well as give you some extra coupons with your receipt. Then of course, there is the ValuPage (www.valupage.com), which, when used, will give you Web Bucks to use on your next purchase. If you do not use coupons, there are the "pack your own" stores. Their prices are generally good. There are also the price clubs. (I found I do not do good at the local price club. I go in for groceries and come out with too many things I want and don't need. I never renewed my membership.) I have also found a store which sells generics, cans with no labels, nearly expired food, etc. The prices are good, but you have to watch the dates of the food items. It is a good place to stock up on non-perishables, but I first check out my coupons and see if I can do better with them on brands that I like. I found dishwashing liquid for a great price. It was an off brand, but that didn't matter. Then I found out I could have tripled a coupon for a brand that I like and it would have been cheaper. Oh well, live and learn. No matter where you shop, you need to know your prices. Some of the frugal people I know like to keep a price book as a resource. I haven't got that creative yet, but it is a good idea. I found out a trick of the stores that you need to be aware of. Sometimes there is a product in several places. Like Parmesan Cheese, as an example. It is with pasta, sauces, and cheese. I found the same brand, the same size, 3 different prices! Always compare the weights and the prices of the items you want to buy. A box might look bigger but might weigh less. Try the generic products. Some, not all, are just as good as the brand names. A big bit of advise is to eat before you shop. Then you won't be tempted to get all the cookies and quickie foods that you don't need and probably really didn't want.

  Many frugal folks don't believe coupons are the way to save money. They are promotions to get you to buy products you might not normally buy. If you use coupons responsibly and to your advantage, they are a great way to cut down on your grocery bills. I keep mine organized. I have a plastic box filled with envelopes that are labeled and alphabetized. That way I can find them quickly. Inside my envelopes, I put the "free" items in front, followed by the $1.00 off or more coupons, followed by the ones that I know can be doubled or tripled. I do not save every coupon that comes to me. I trade or toss the ones that I know I will never use in my lifetime. I don't care for the ones that I have to buy two or more items to use it. I don't recommend using a coupon just because you have it. When you use coupons, you still have to look at the prices, and do your math. Sometimes you can get a better deal on a different brand without using a coupon. And don't forget about rebate forms. They can be found on products, hang tags, or on a rebate board in front of most grocery stores. These take time to fill out, and you usually have to save UPC's or box tops or points, as well as the cash register receipt, but they are usually worth it. You can get free items, coupons, or even a check in the mail.

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